Co-founder and COO, Camino Financial Passionate about empowering older and new generation Hispanic entrepreneurs to achieve the American Dream.

Interested in the past and future while living now. Driven to write by existential angst and fear of missing out. https://medium.com/@jfbanta

Fintech consultant, futurist, presenter, CFPB board, Javelin Research founder, music, bikes. My Tweets might = what you're afraid to say.